1. So number one thing today I want to personally invite all of you to my construction perm lending class. So here’s why I’m doing construction perm lending. First of all, I have the best construction to Perm loans available in the market. I don’t know anybody that can beat them, I really don’t. They’re unbelievable programs. A lot of banks and mortgage companies don’t even offer construction perms, and if they do, they want an exorbitant down payment, and they want super high credit scores, and they’re going to put you through the ringer. If you don’t believe me, check them out. There’s a couple of banks around that will do them, but you’ll find that the process is extremely frustrating. We have simplified the process, but here’s what I want to do. I don’t think most real estate agents understand how the process works in a construction perm. Why? Because we haven’t really had them for the last 10-15 years. They have virtually been unavailable for the most part, other than for the elite, and I brought them back. So I have construction perms for conventional loans. I have construction perms for FHA loans. I have construction perms for VA loans. Conventional loans as little as 10% down, VA loans are 5% down, FHA loans are also 5% down. So I want to go through the step by step processes. So if you’re considering building on your own lot or finding a lot and building on it, you’re going to want to attend this class. If you’re a real estate agent and you’re tired of multiple offer situations on resale and you’re tired of the builders that won’t accept your offers because they’re sold out or they won’t accept any more offers because they just are limiting the amount of properties they want to sell, then join my class. Maybe we can help some of you folks go find a lot, build on a lot and build a house that you want, the way you want it. That’s my construction class. You will need to enroll in advance, go to my website at WeBringYouHome.com and look at the Events page. It will be on March the 30th at 10 a.m. That’s March 30th 10 a.m. You don’t want to miss this. If you’re in real estate, you don’t wanna miss it. If you own land, you don’t want to miss it.
2. So second big thing, you need to know, rates are rising. That’s right. So listen, right now I’m recording this video it’s about 12:26, almost 12:30 on Friday. I’m sending you this because again, I keep telling everybody rates are on the increase. Well, they’re already off 47 basis points as of right now, just today. So 47 basis points off on the bond market means a half a point higher in points to you for the same rate that you would have gotten yesterday, half a point higher. So as you see the trend, this is not a panic mode. I think it’s time to buy. I think if you don’t buy right now, you’re making a major mistake. If you don’t help your clients understand the benefit of buying now and how they’re going to experience probably the greatest appreciation that we’ve seen in years, then they just don’t understand economics. Help them understand that. If you need my help, I’ll guide them through the process. First time home buyers get in now because affordable housing will be $300,000 in a couple of weeks, I’m telling you, $300,000 will be your starter home. So you got to think about it. The longer you wait, it’s not going to go down. Don’t expect the bubble. We don’t have enough inventory to have a bubble. It’s not going to happen, right? And banks aren’t going to have all these foreclosures and short sales like they had back in 2008, because they’re smarter now. They know that they’d rather work with the buyer or the homeowner that’s not making payments or can’t make payments and work with them and add them payments onto the back than pay $25,000 to an attorney to foreclose on the property and all the deferred maintenance from people leaving houses and shambles. Anyways, that’s a different story.
3. Third big thing you need to know. On my radio show on AM 540 Wednesdays at 6pm. I am looking for real estate agents, builder reps, anybody in something that has to do with homes, homebuilding, home improvement, something that adds to the value of my listening audience. And if you can bring value to my show, I will interview you on my show. So I’m taking applications for that right now. So far, no charge to be on my show, but you gotta bring serious content because I need my listeners, that are respecting my show, to get something of value out of what you have to offer. So I don’t want you to come on and share what listing you have over in Avalon Park.That’s not what the show is about. It’s bringing value so people can make a decision to buy or refinance right now and why they should use your product or my product. So those are the three big things you need to know. Super exciting times. It’s raining real estate you guys. It just doesn’t get any better than this. If you haven’t decided to get in the market, call me, all right? Don’t wait. Don’t wait. Remember back in 1952 people complained that the average house was going for $7500 and that was way over price. It will be the same. They’re just going to keep going up.

We will see you next week with the three big things you need to know. Don’t forget to check out my podcast. Don’t forget to check out my YouTube channel and I look forward to helping each and every one of you succeed in real estate. Have a great day.