1. they can be viewed on my YouTube page and on my website. My show on WDBO called the Cleve Loveland and The Loan Arranger radio show with Bruce Woodburn at CrossCountry mortgage is Saturdays at noon. We will also now be podcasting that, and putting those on our YouTube channel. Now getting back to that. My radio show, The Loan Arranger radio show on AM540 on Wednesdays six is really designed for me to help preview and bring content to all of you if you are a real estate agent or builder. So, I’m always looking for talent that has something that they can keep you, my clients informed with that will bring value to you. So if you think that’s you, you feel free to call me. So that’s the first big thing you need to know is that I want to help you grow. You help me grow. We help clients grow. We are service to, our clientele and that’s what I believe we should all do is give back. So anyway, that’s first big thing.
2. Second thing you’ve heard me say this, so this isn’t brand new. There is no inventory. There’s like a month and a half worth of resale inventory. Builders can’t build fast enough. Our production builders can’t build fast enough. There’s waiting lines to buy them right now. Waiting lines to buy new construction. What do you think that’s doing? It’s driving the prices up. That’s right. Things are getting more and more expensive. They’re going up. I love that. The only people that don’t like it are renters because they’re going to pay more for a house. But if you own a house, it’s golden. So how do we get around the shortage of inventory and builders that can’t build fast enough? You build on your own lot. You find a lot and you build a home on it. You don’t have to wait around, so you go find a lot. Or if you already own a lot, you call me. I’ll do a residential loan, conventional, with as little as 10% down. FHA 3.5% down, up to 356 250. I’ll do VA. I’ll do a super jumbo VA, 100% financing construction perm. There ain’t nobody around doing that. The Loan Arranger does that. That’s right. The Loan Arranger will do it. Nobody else will do it. They’ll do some conventional CPs. Some of them will. they’re, like ridiculous to try to get through. 10% down with great credit scores, 20% down with a 700 credit score. 3.5% down with a 645 credit score. FHA zero down 645 Credit score VA. Build on your own lot. Find a lot, get the seller to wait until we’ve got you, the builder and the seller together. I’ll close the whole thing and pay the lot off. You don’t need a lot loan, if you’ve got a flexible seller. that’s the second thing you need to know. So there’s more than one way to skin a cat. If there’s not enough inventory out there, builders can’t build fast enough, then we’re going to build on our own lot. And if you want production and you’re in real estate, I just sent to my Realtor partners like 40 inventory homes from Hanover Family Builders 40. Then you can market them, sell these properties. It’s unbelievable their inventory homes. Some of them may not be move in ready just yet, but they’re brand new construction, they’ll be ready. Hanover Family Builders. You can get like between $8,000 and $15,000 in closing costs by using me The Loan Arranger. It’s a no brainer.
3. Okay, Third big thing you need to know. Interest rates are rising fast. I’m having some days where I’m having intraday price increases. That’s the way your market is. That’s your new government. It’s a new government. Higher gas prices. You’ll probably see four bucks a gallon coming soon. Yeah, it’s a new government. You see higher taxes, higher interest rates. I mean, for those of you that don’t remember Jimmy Carter, welcome home. There you go.

Those are the three big things you need to know. Bruce Woodburn, CrossCountry Mortgage The Loan Arranger. I am here to help you get through your real estate transaction. Regardless of interest rates. They’re still low. They’re just not as low, but they’re going up, don’t wait around. You know anybody that’s renting right now, get them over to me right away. I’ll help anybody I can to become a homeowner. I know that’s where the money is made in this country. Have a great weekend.